Savings

4 ways you can save

Save and Earn Interest (SEI)

This option is perfect for those who value consistent monthly returns on their deposits without engaging in profit-sharing risks.

Fixed Monthly Interest: Earn a reliable 2% interest monthly, with daily calculations ensuring every penny works for you.

Loan Opportunities: Access double your base deposit in loans with flexible repayment options.

Freedom to Close Anytime: Withdraw or close your account hassle-free, with your £200 initial deposit fully refunded.

Save and Share Profits

Empower your savings with community-based profit sharing. The Save and Share Profit (SSP) account allows you to earn through shared investments while maintaining flexibility in withdrawals. Ideal for those seeking collective growth and a sense of partnership in their financial journey.

Annual Profit Sharing: Grow your savings with an annual share of profits, calculated by how long your funds are held.

Loan Access: Borrow up to twice your deposits with a low, fixed 4% interest rate.

No Hidden Fees: Withdraw or close your account anytime without penalty—your initial deposit refunded in full.

Save for a Project

Achieve your financial goals with discipline and focus. The Save for a Project (S4P) account helps you accumulate funds for your dream project without the distractions of borrowing or profit-sharing.

Goal-Oriented Savings: Designed for disciplined saving, with limited access to ensure you meet your target.

No Earnings Complications: No interest or profit-sharing means straightforward, goal-driven saving.

Penalty-Free Withdrawal: Close your account or withdraw with zero penalties—your initial deposit will be returned.

Ajoh (Save in a group)

Experience the power of community savings with Ajoh—a traditional group saving method reimagined for modern financial management. Build connections and achieve collective goals while ensuring your financial independence.